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International Journal for Research Trends and Innovation
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ISSN Approved Journal No: 2456-3315 | Impact factor: 8.14 | ESTD Year: 2016
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Impact Factor : 8.14

Issue per Year : 12

Volume Published : 7

Issue Published : 79

Article Submitted : 5505

Article Published : 3032

Total Authors : 7767

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Paper Title: Cashless India is Future of India Opportunities and hurdles
Authors Name: Prof Kavita J Malaji
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IJRTI_183472
Published Paper Id: IJRTI2208097
Published In: Volume 7 Issue 8, August-2022
DOI:
Abstract: Most of the people in India started electronic payments for their transactions after demonetization. Every individual from a small merchant to neighboring vegetable vendor is aware and turning from cash to cashless digital payment solutions. A cashless economy is an economy in which all the transactions were done using cards or digital modes. Gradually India is moving from cash to cashless economy. The movement of physical currency is minimal in cashless transactions. Cashless transaction plays an important role in an Indian cashless economy. The use of credit cards/debit cards or the mode of digital payment will definitely minimize the amount of cash that people supposed to carry can reduce the risk and cost which is associated with it. In cashless transactions, payments are made without the use of hard cash. Cashless transaction includes credit/debit cards, cheques, DD, NEFT, RTGS or another form of online payment that removes the need for cash. In this paper, I made an effort to examine the people perception in Bagalkote City towards cashless transactions and the attempt made to identify the hurdles faced by them during their transactions.
Keywords: Cashless Transactions, Digital Payments, Perception, hurdles.
Cite Article: "Cashless India is Future of India Opportunities and hurdles", International Journal of Science & Engineering Development Research (www.ijrti.org), ISSN:2455-2631, Vol.7, Issue 8, page no.575 - 577, August-2022, Available :http://www.ijrti.org/papers/IJRTI2208097.pdf
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ISSN: 2456-3315 | IMPACT FACTOR: 8.14 Calculated By Google Scholar| ESTD YEAR: 2016
An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.14 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator
Publication Details: Published Paper ID: IJRTI2208097
Registration ID:183472
Published In: Volume 7 Issue 8, August-2022
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Page No: 575 - 577
Country: Bagalkot, Karnataka , India
Research Area: Commerce
Publisher : IJ Publication
Published Paper URL : https://www.ijrti.org/viewpaperforall?paper=IJRTI2208097
Published Paper PDF: https://www.ijrti.org/papers/IJRTI2208097
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ISSN: 2456-3315
Impact Factor: 8.14 and ISSN APPROVED
Journal Starting Year (ESTD) : 2016

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