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International Journal for Research Trends and Innovation
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ISSN Approved Journal No: 2456-3315 | Impact factor: 8.14 | ESTD Year: 2016
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Impact Factor : 8.14
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| Paper Title: | THE SWAY OF SHG AGRIPRENEURS` PERSONAL CHARACTERISTICS ON THE EFFECTIVENESS OF MICROFINANCE SERVICES FOR THE DEVELOPMENT OF AGRO ENTERPRISES |
| Authors Name: | Reshma J Murugan , Dr. G S Sreedaya |
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IJRTI_184853
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| Published Paper Id: | IJRTI2212067 |
| Published In: | Volume 7 Issue 12, December-2022 |
| DOI: | |
| Abstract: | The study was conducted during the year 2021 in the Kerala state by adopting ex-post facto research design. Thiruvananthapuram, Thrissur and Malappuram were the districts selected. Two blocks, from each of the selected districts, were identified through purposive sampling, the blocks with highest number of SHGs were identified. Vellanad and Perumkidavila blocks were selected from Thiruvananthapuram district, Mathilakam and Kodakara were selected from Thrissur district and Areacode and Wandoor were selected from Malappuram district. Seven SHGs were selected from seven panchayaths of the selected two blocks of each district, through proportionate random sampling forming 21 SHGs. Selection of SHGs was done by ensuring the representation of different agro enterprises. Ten respondents were randomly selected from each of these selected SHGs, constituting a sample size of 210 agripreneurs. The data from the respondents were collected using interview schedules and focus group discussion. SPSS was used to analyse the data and results are presented in tables to make findings meaningful and easily understandable. Personal characteristics of the group members influence the group activities and hence the effectiveness of microfinance services for agro enterprise development too. In this context, the present study aims to expose the relationship existing between the personal characteristics of SHG agripreneurs and effectiveness of microfinance services for agro enterprise development. The results revealed that among the personal characteristics, ‘age’ of the SHG agripreneurs was negatively and significantly correlated with the effectiveness of microfinance services. The variable ‘training received’ was positively and significantly correlated whereas ‘annual income’ and ‘experience with microfinance services’ were positively and significantly correlated with the effectiveness of microfinance services The variables ‘education’ and ‘indebtedness’ had no significant correlation with the effectiveness of microfinance services. |
| Keywords: | Microfinance services, SHG agripreneurs, agro enterprise |
| Cite Article: | "THE SWAY OF SHG AGRIPRENEURS` PERSONAL CHARACTERISTICS ON THE EFFECTIVENESS OF MICROFINANCE SERVICES FOR THE DEVELOPMENT OF AGRO ENTERPRISES", International Journal for Research Trends and Innovation (www.ijrti.org), ISSN:2455-2631, Vol.7, Issue 12, page no.473 - 475, December-2022, Available :http://www.ijrti.org/papers/IJRTI2212067.pdf |
| Downloads: | 000205240 |
| ISSN: |
2456-3315 | IMPACT FACTOR: 8.14 Calculated By Google Scholar| ESTD YEAR: 2016 An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.14 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator |
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Published Paper ID: IJRTI2212067
Registration ID:184853
Published In: Volume 7 Issue 12, December-2022
DOI (Digital Object Identifier):
Page No: 473 - 475 Country: Thiruvananthapuram, KERALA, India Research Area: Social Science and Humanities Publisher : IJ Publication Published Paper URL : https://www.ijrti.org/viewpaperforall?paper=IJRTI2212067 Published Paper PDF: https://www.ijrti.org/papers/IJRTI2212067 |
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ISSN: 2456-3315
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