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The aim of the study is to analyse the impact of merger on the operational efficiency of State Bank of India. Data for the analysis was collected from the consolidated balance sheet of SBI for the period of 2012 to 2022. The parameters for estimating the operational efficiency of SBI are Deposit per employee ratio, Advances per employee ratio, Total business per employee ratio, Deposit per branch ratio, Advances per branch ratio and Total business per branch ratio etc. The data was analysed by using paired sample t test and linear forecasting technique. The findings of the study reveals that there is a significant difference in the operational efficiency of SBI in the post merger period but there is no change in employee as well as branch productivity in terms of advances. Therefore the study concludes that top management of SBI makes new strategies to offer loans and advances, which attract more customers and keep up the flow of money in the economy.
Keywords:
Operational efficiency, State Bank of India, Productivity and Merger
Cite Article:
"IMPACT OF MERGER ON OPERATIONAL EFFICIENCY OF STATE BANK OF INDIA", International Journal of Science & Engineering Development Research (www.ijrti.org), ISSN:2455-2631, Vol.8, Issue 6, page no.875 - 879, June-2023, Available :http://www.ijrti.org/papers/IJRTI2306130.pdf
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000205211
ISSN:
2456-3315 | IMPACT FACTOR: 8.14 Calculated By Google Scholar| ESTD YEAR: 2016
An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.14 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator