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ISSN Approved Journal No: 2456-3315 | Impact factor: 8.14 | ESTD Year: 2016
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Impact Factor : 8.14

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Paper Title: Unauthorized lender threat to Indian financial system
Authors Name: Deepak kumar Sethia , Dr T. Mani Manjula
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IJRTI_187347
Published Paper Id: IJRTI2307041
Published In: Volume 8 Issue 7, July-2023
DOI:
Abstract: this article the authors have tried to analyze how this digital lenders are threat to Indian financial system and this critically analyze what are the guidelines issued by R.B.I. in relation to digital lending and where this digital lenders violates and play with the loopholes of law This article also analyses the contractual agreement And contractual liability of the parties involved in digital lending and what are the loss sharing ratio between the two under what conditions. The article is silent on the following whether all necessary procedures have been followed by the digital lenders in bringing their entity into existence The article also focuses under which circumstances penal liability will arise on the digital lenders from the borrowers side and also focuses on the other side of the coin that is the fault of the borrower and when borrower will be a part of contributory negligence This article how this authorized digital lending is not according to the procedure established by law and hence threat to the Indian Financial System
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Cite Article: "Unauthorized lender threat to Indian financial system", International Journal of Science & Engineering Development Research (www.ijrti.org), ISSN:2455-2631, Vol.8, Issue 7, page no.269 - 271, July-2023, Available :http://www.ijrti.org/papers/IJRTI2307041.pdf
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ISSN: 2456-3315 | IMPACT FACTOR: 8.14 Calculated By Google Scholar| ESTD YEAR: 2016
An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.14 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator
Publication Details: Published Paper ID: IJRTI2307041
Registration ID:187347
Published In: Volume 8 Issue 7, July-2023
DOI (Digital Object Identifier):
Page No: 269 - 271
Country: Hyderabad, Telangana, India
Research Area: Other
Publisher : IJ Publication
Published Paper URL : https://www.ijrti.org/viewpaperforall?paper=IJRTI2307041
Published Paper PDF: https://www.ijrti.org/papers/IJRTI2307041
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ISSN: 2456-3315
Impact Factor: 8.14 and ISSN APPROVED, Journal Starting Year (ESTD) : 2016

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