 |
International Journal for Research Trends and Innovation
International Peer Reviewed & Refereed Journals, Open Access Journal
ISSN Approved Journal No: 2456-3315 | Impact factor: 8.14 | ESTD Year: 2016
Scholarly open access journals, Peer-reviewed, and Refereed Journals, Impact factor 8.14 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool) , Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(DOI)
|
Issue: December 2025
Volume 10 | Issue 12
Review Result and Publication of Paper within : 2-3 days
Click Here For more DetailsFor Authors
Forms / Download
Published Issue Details
Editorial Board
Other IMP Links
Facts & Figure
Impact Factor : 8.14
Issue per Year : 12
Volume Published : 10
Issue Published : 115
Article Submitted : 19454
Article Published : 8041
Total Authors : 21252
Total Reviewer : 769
Total Countries : 144
Indexing Partner
Licence
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License
|
Published Paper Details
|
|
| Paper Title: | ROLE OF DIRECT BENEFIT TRANSFER SCHEMES IN PROMOTING FINANCIAL INCLUSIVENESS AMONG RURAL BENEFICIARIES- AN ASSESSMENT STUDY |
| Authors Name: | R Umesh , Dr. Y Nagaraju |
| Download E-Certificate: | Download |
| Author Reg. ID: |
IJRTI_205609
|
| Published Paper Id: | IJRTI2508019 |
| Published In: | Volume 10 Issue 8, August-2025 |
| DOI: | |
| Abstract: | The Direct Benefit Transfer (DBT) system serves as a transformative approach for delivering government welfare benefits directly to citizens. By transferring funds straight into beneficiaries’ bank accounts, it ensures that the intended recipients actually receive the disbursement, thereby eliminating intermediaries and reducing leakage. Aadhaar-based withdrawal—guarantees that only intended beneficiaries access the funds, enhancing both security and accountability. The present study is carried out with the main purpose of evaluating the perception of beneficiaries about DBT schemes and its impact on financial inclusiveness among rural beneficiaries. The data is collected from 112 household beneficiaries of DBT schemes of GOI using Non-Probability Convenience sampling technique.one- way ANOVA is used to test the difference in perception of DBT benefits among the DBT household beneficiaries’ and Chi- Square test is adopted to test the impact of Beneficiary perception of DBT benefits on financial inclusiveness of household beneficiaries in rural areas.it was concluded that a nationwide, integrated digital and financial literacy program specifically targeted at DBT beneficiaries, particularly in rural and marginalized communities is essential. |
| Keywords: | Direct Benefit transfers, Financial inclusion, financial literacy, transparency and efficiency, Unbanked, digital literacy. |
| Cite Article: | "ROLE OF DIRECT BENEFIT TRANSFER SCHEMES IN PROMOTING FINANCIAL INCLUSIVENESS AMONG RURAL BENEFICIARIES- AN ASSESSMENT STUDY", International Journal of Science & Engineering Development Research (www.ijrti.org), ISSN:2455-2631, Vol.10, Issue 8, page no.a103-a112, August-2025, Available :http://www.ijrti.org/papers/IJRTI2508019.pdf |
| Downloads: | 000814 |
| ISSN: |
2456-3315 | IMPACT FACTOR: 8.14 Calculated By Google Scholar| ESTD YEAR: 2016 An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.14 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator |
| Publication Details: |
Published Paper ID: IJRTI2508019
Registration ID:205609
Published In: Volume 10 Issue 8, August-2025
DOI (Digital Object Identifier):
Page No: a103-a112 Country: bangalore rural, Karnataka, India Research Area: Management Publisher : IJ Publication Published Paper URL : https://www.ijrti.org/viewpaperforall?paper=IJRTI2508019 Published Paper PDF: https://www.ijrti.org/papers/IJRTI2508019 |
| Share Article: | |
|
Click Here to Download This Article |
|
| Article Preview | |
|
|
|
Major Indexing from www.ijrti.org
| Google Scholar | ResearcherID Thomson Reuters | Mendeley : reference manager | Academia.edu |
| arXiv.org : cornell university library | Research Gate | CiteSeerX | DOAJ : Directory of Open Access Journals |
| DRJI | Index Copernicus International | Scribd | DocStoc |
ISSN Details
 |
 |
|
ISSN: 2456-3315
Impact Factor: 8.14 and ISSN APPROVED,
Journal Starting Year (ESTD) : 2016
DOI (A digital object identifier)
| Providing A digital object identifier by DOI.ONE How to Get DOI? |
Conference
Open Access License Policy
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License
Important Details
Join RMS/Earn 300
WhatsApp
Click Here
Click Here
Indexing Partner |
|||
| Copyright © 2025 - All Rights Reserved - IJRTI | |||