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International Journal for Research Trends and Innovation
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ISSN Approved Journal No: 2456-3315 | Impact factor: 8.14 | ESTD Year: 2016
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| Paper Title: | Self-Help Groups and Women’s Empowerment in Marginalized Contexts: A Multi-Dimensional Case Study of Palamu District, Jharkhand |
| Authors Name: | Habibul Rahman Ansari , Nida Fatima |
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IJRTI_208655
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| Published Paper Id: | IJRTI2512149 |
| Published In: | Volume 10 Issue 12, December-2025 |
| DOI: | |
| Abstract: | The Self-Help Group (SHG) model is a cornerstone of poverty alleviation and gender equity in India, operating as the world’s largest microfinance project, yet its efficacy is challenged in marginalized, conflict-affected regions. This paper presents a case study analysis of the SHG ecosystem in Palamu district, Jharkhand, a region characterized by extreme poverty and institutional fragility, using Kabeer’s framework of Resources, Agency, and Achievements (R-A-A). The analysis synthesizes existing research on institutional metrics and qualitative outcomes. Findings reveal a significant success in cultivating Agency, characterized by robust psychological empowerment, high internal cohesion (97.2% savings linkage), and unexpected resilience in Left-Wing Extremism (LWE) affected villages (Singhal, 2010). However, this success is severely undermined by systemic failures in securing external Resources and sustained Achievements. The primary institutional constraints are identified as the "Palamu Credit Linkage Paradox"—where only 30.4% of savings-linked groups are credit-linked by banks (NABARD, 2019)—and a pervasive market linkage crisis, which the majority of women report as a major difficulty in selling their produce (IRMA/NABARD, 2017). The study concludes that the sustainability of empowerment is critically dependent on addressing these institutional bottlenecks, requiring mandatory banking reforms and guaranteed forward market linkages to convert intrinsic agency into enduring economic achievements. |
| Keywords: | Women’s Empowerment in Palamu, Kabeer’s Empowerment Framework, Palamu Credit Linkage Paradox, LWE-Affected Microfinance, Women Empowerment |
| Cite Article: | "Self-Help Groups and Women’s Empowerment in Marginalized Contexts: A Multi-Dimensional Case Study of Palamu District, Jharkhand", International Journal for Research Trends and Innovation (www.ijrti.org), ISSN:2455-2631, Vol.10, Issue 12, page no.b401-b410, December-2025, Available :http://www.ijrti.org/papers/IJRTI2512149.pdf |
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2456-3315 | IMPACT FACTOR: 8.14 Calculated By Google Scholar| ESTD YEAR: 2016 An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.14 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator |
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Published Paper ID: IJRTI2512149
Registration ID:208655
Published In: Volume 10 Issue 12, December-2025
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Page No: b401-b410 Country: Aligarh, UP, India Research Area: Social Science and Humanities Publisher : IJ Publication Published Paper URL : https://www.ijrti.org/viewpaperforall?paper=IJRTI2512149 Published Paper PDF: https://www.ijrti.org/papers/IJRTI2512149 |
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ISSN: 2456-3315
Impact Factor: 8.14 and ISSN APPROVED,
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