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International Journal for Research Trends and Innovation
International Peer Reviewed & Refereed Journals, Open Access Journal
ISSN Approved Journal No: 2456-3315 | Impact factor: 8.14 | ESTD Year: 2016
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Issue: April 2026
Volume 11 | Issue 4
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Impact Factor : 8.14
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| Paper Title: | Role of Microcredit in Social, Cultural and Economic Sustainability of Women Who Availed Microcredit |
| Authors Name: | Dr.M.BABY |
| Download E-Certificate: | Download |
| Author Reg. ID: |
IJRTI_209898
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| Published Paper Id: | IJRTI2602124 |
| Published In: | Volume 11 Issue 2, February-2026 |
| DOI: | |
| Abstract: | ABSTRACT Women’s empowerment is essential for social/cultural and economic development as it is considered as one of the major factors for increasing worldwide development efforts. Microcredit is an effective instrument that has been recognized to alleviate poverty. This study seeks to use microcredit as an instrument to bridge the gap between the accessibility of microcredit among SHG women and sustainable socio, cultural and economic development, providing novelty to the concept of “sustainability of empowerment”. In addition, this study employed poor rural women to estimate the empowerment performance of microcredit borrowers compared to non-borrowers in the same socio, cultural economic environment as it relates to microcredit in Pallipattu and Poonamallee Taluks of Thiruvallur district. The present study attempts to investigate the role of microcredit in the social/cultural and economic sustainability of the women who availed of microcredit. The study used both primary and secondary data. The primary data was collected from 300 SHG women who availed of microcredit from the area under study. The secondary data was collected from various published sources of central and state government. The study states that the majority of the microcredit beneficiaries agree that their social, cultural, and economic empowerment with regard to microcredit has enhanced their confidence to face problems, though not strongly agreed. This further shows that microcredit helps women to be very strong in their social/cultural and economic empowerment. Therefore since microcredit improves participation in social development activities to these levels should be encouraged by most, or all, NGOs. |
| Keywords: | Microcredit; Women Empowerment; Social, Cultural and Economic Development; Sustainability |
| Cite Article: | "Role of Microcredit in Social, Cultural and Economic Sustainability of Women Who Availed Microcredit", International Journal for Research Trends and Innovation (www.ijrti.org), ISSN:2456-3315, Vol.11, Issue 2, page no.b192-b199, February-2026, Available :http://www.ijrti.org/papers/IJRTI2602124.pdf |
| Downloads: | 000100 |
| ISSN: |
2456-3315 | IMPACT FACTOR: 8.14 Calculated By Google Scholar| ESTD YEAR: 2016 An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.14 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator |
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Published Paper ID: IJRTI2602124
Registration ID:209898
Published In: Volume 11 Issue 2, February-2026
DOI (Digital Object Identifier):
Page No: b192-b199 Country: Chennai, Kancheepuram Dist. , Tamil Nadu, India Research Area: Social Science and Humanities Publisher : IJ Publication Published Paper URL : https://www.ijrti.org/viewpaperforall?paper=IJRTI2602124 Published Paper PDF: https://www.ijrti.org/papers/IJRTI2602124 |
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ISSN: 2456-3315
Impact Factor: 8.14 and ISSN APPROVED,
Journal Starting Year (ESTD) : 2016
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