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This research introduces an advanced Unified Payments Interface (UPI) system embedded with Human-Computer Interface (HCI) utilizing skin-mounted technology and gesture-based controls, underpinned by the scalability and robustness of cloud computing. The novel approach aims to make digital payment systems more intuitive, secure, and accessible. By integrating skin-based HCI sensors with UPI infrastructure, the system offers a seamless and tactile payment experience. Gesture-based commands further eliminate the need for physical touchpoints, enhancing user comfort and hygiene. Cloud computing is employed to ensure real-time processing, scalability, and advanced fraud detection. This study explores the technological framework, applications, challenges, and future scope of this innovative payment gateway, demonstrating its potential to revolutionize digital financial transactions across industries.
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"Seamless UPI Payment Gateway Embedded by Human-Computer Interface (Skin) & Gesture Controls, with Cloud Computing", International Journal for Research Trends and Innovation (www.ijrti.org), ISSN:2456-3315, Vol.11, Issue 2, page no.b251-b254, February-2026, Available :http://www.ijrti.org/papers/IJRTI2602133.pdf
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2456-3315 | IMPACT FACTOR: 8.14 Calculated By Google Scholar| ESTD YEAR: 2016
An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.14 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator