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International Journal for Research Trends and Innovation
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ISSN Approved Journal No: 2456-3315 | Impact factor: 8.14 | ESTD Year: 2016
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Volume 11 | Issue 6
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Impact Factor : 8.14
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Volume Published : 11
Issue Published : 121
Article Submitted : 24719
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Total Authors : 24865
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| Paper Title: | Impact of Financial Literacy on the Financial Behaviour of College Students : A Study of University of Delhi |
| Authors Name: | Ronit Sai |
| Download E-Certificate: | Download |
| Author Reg. ID: |
IJRTI_212328
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| Published Paper Id: | IJRTI2605001 |
| Published In: | Volume 11 Issue 5, May-2026 |
| DOI: | https://doi.org/10.56975/ijrti.v11i5.212328 |
| Abstract: | This study explores the impact of financial literacy on the financial behaviour of college students in Delhi, India. In today’s complex financial environment, young individuals are exposed to diverse products such as digital wallets, credit facilities, and investment platforms, making financial literacy a critical life skill. The research examines whether students with higher financial knowledge, stronger financial attitudes, and greater confidence demonstrate more responsible financial behaviour, including budgeting, saving, borrowing, and investing. Drawing on global frameworks such as the OECD/INFE toolkit and the S&P Global FinLit Survey, the study situates financial literacy as a multidimensional construct encompassing knowledge, attitude, confidence, and behaviour. The Indian context, marked by rapid digital inclusion and social media influence, adds unique challenges and opportunities. By focusing on college students in Delhi, the research highlights the role of financial literacy in shaping habits during a transitional stage of life, with implications for long-term financial well-being and inclusion. |
| Keywords: | Financial Literacy, Financial Behaviour, College Students, Budgeting and Saving, Digital Payments, Credit and Investment Awareness, Financial Attitude and Confidence, India (Delhi Context), OECD/INFE Framework, S&P Global FinLit Survey. |
| Cite Article: | "Impact of Financial Literacy on the Financial Behaviour of College Students : A Study of University of Delhi", International Journal for Research Trends and Innovation (www.ijrti.org), ISSN:2456-3315, Vol.11, Issue 5, page no.a1-a18, May-2026, Available :http://www.ijrti.org/papers/IJRTI2605001.pdf |
| Downloads: | 000205574 |
| ISSN: |
2456-3315 | IMPACT FACTOR: 8.14 Calculated By Google Scholar| ESTD YEAR: 2016 An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.14 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator |
| Publication Details: |
Published Paper ID: IJRTI2605001
Registration ID:212328
Published In: Volume 11 Issue 5, May-2026
DOI (Digital Object Identifier): https://doi.org/10.56975/ijrti.v11i5.212328
Page No: a1-a18 Country: North West, Delhi, India Research Area: Commerce Publisher : IJ Publication Published Paper URL : https://www.ijrti.org/viewpaperforall?paper=IJRTI2605001 Published Paper PDF: https://www.ijrti.org/papers/IJRTI2605001 |
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ISSN: 2456-3315
Impact Factor: 8.14 and ISSN APPROVED,
Journal Starting Year (ESTD) : 2016
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