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International Journal for Research Trends and Innovation
International Peer Reviewed & Refereed Journals, Open Access Journal
ISSN Approved Journal No: 2456-3315 | Impact factor: 8.14 | ESTD Year: 2016
Scholarly open access journals, Peer-reviewed, and Refereed Journals, Impact factor 8.14 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool) , Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(DOI)
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Issue: July 2026
Volume 11 | Issue 7
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Impact Factor : 8.14
Issue per Year : 12
Volume Published : 11
Issue Published : 122
Article Submitted : 25330
Article Published : 9497
Total Authors : 25208
Total Reviewer : 873
Total Countries : 172
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| Paper Title: | Banking Problems in the Twenty-First Century: Challenges, Risks, and Strategies for Sustainable Financial Stability |
| Authors Name: | Dr. Saddam Hussain |
| Download E-Certificate: | Download |
| Author Reg. ID: |
IJRTI_213691
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| Published Paper Id: | IJRTI2606122 |
| Published In: | Volume 11 Issue 6, June-2026 |
| DOI: | |
| Abstract: | Abstract The banking sector is a fundamental pillar of economic development, facilitating financial intermediation, mobilizing savings, supporting investments, and promoting economic growth. Despite remarkable technological advancements and financial innovation, banks worldwide continue to face numerous challenges that threaten operational efficiency, profitability, customer confidence, and financial stability. Rising non-performing assets, cybersecurity risks, digital fraud, regulatory pressures, climate-related financial risks, economic uncertainty, and increasing competition from financial technology companies have transformed the banking landscape. This article critically examines the major problems confronting modern banking institutions, their causes, economic consequences, and strategic solutions. It also explores the role of regulation, digital transformation, risk management, financial inclusion, and sustainable banking practices in strengthening the resilience of the banking industry. |
| Keywords: | Banking Problems, Non-Performing Assets, Risk Management, Digital Banking, Cybersecurity, Financial Stability, Banking Regulation, Financial Inclusion. |
| Cite Article: | "Banking Problems in the Twenty-First Century: Challenges, Risks, and Strategies for Sustainable Financial Stability", International Journal for Research Trends and Innovation (www.ijrti.org), ISSN:2456-3315, Vol.11, Issue 6, page no.b136-b139, June-2026, Available :http://www.ijrti.org/papers/IJRTI2606122.pdf |
| Downloads: | 00071 |
| ISSN: |
2456-3315 | IMPACT FACTOR: 8.14 Calculated By Google Scholar| ESTD YEAR: 2016 An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.14 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator |
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Published Paper ID: IJRTI2606122
Registration ID:213691
Published In: Volume 11 Issue 6, June-2026
DOI (Digital Object Identifier):
Page No: b136-b139 Country: KALABURAGI, Karnataka, India Research Area: Mathematics Publisher : IJ Publication Published Paper URL : https://www.ijrti.org/viewpaperforall?paper=IJRTI2606122 Published Paper PDF: https://www.ijrti.org/papers/IJRTI2606122 |
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ISSN: 2456-3315
Impact Factor: 8.14 and ISSN APPROVED,
Journal Starting Year (ESTD) : 2016
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