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International Journal for Research Trends and Innovation
International Peer Reviewed & Refereed Journals, Open Access Journal
ISSN Approved Journal No: 2456-3315 | Impact factor: 8.14 | ESTD Year: 2016
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Impact Factor : 8.14
Issue per Year : 12
Volume Published : 10
Issue Published : 115
Article Submitted : 19456
Article Published : 8041
Total Authors : 21252
Total Reviewer : 769
Total Countries : 144
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| Paper Title: | Impact of Fintech on The Banking Industry in UK and Europe |
| Authors Name: | Rajath Karangara |
| Download E-Certificate: | Download |
| Author Reg. ID: |
IJRTI_187950
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| Published Paper Id: | IJRTI2308087 |
| Published In: | Volume 8 Issue 8, August-2023 |
| DOI: | https://doi.org/10.5281/zenodo.8392844 |
| Abstract: | This study examines crucial financial performance metrics in European banks that have been impacted by FinTech integration, such as Return on Assets (ROA), Return on Equity (ROE), and Net Interest Margin (NIM). The findings indicate that the adoption, profitability, and efficiency of FinTech vary significantly across various countries and organizations. This in-depth study emphasizes the critical role that technology will play in defining the future course of the banking sector by fostering innovation, client loyalty, and financial success. This study examines the ways in which financial technology (FinTech) has altered the banking sector in the UK and across Europe. It looks at the entire range of FinTech advancements used in banking, such as mobile apps, electronic payments, AI advisors, blockchain, and more. The study used a mixed-methods research technique, including qualitative interviews and survey results, to fully investigate the effects of FinTech on financial institutions and customer behavior. The research evaluates the collaborations, FinTech efforts, and new digital customer acquisitions of well-known UK banks, looking at their growth and investment criteria. |
| Keywords: | AI, Blockchain, transaction value in lending, ROA, ROE, NIM |
| Cite Article: | "Impact of Fintech on The Banking Industry in UK and Europe", International Journal of Science & Engineering Development Research (www.ijrti.org), ISSN:2455-2631, Vol.8, Issue 8, page no.539 - 548, August-2023, Available :http://www.ijrti.org/papers/IJRTI2308087.pdf |
| Downloads: | 000205233 |
| ISSN: |
2456-3315 | IMPACT FACTOR: 8.14 Calculated By Google Scholar| ESTD YEAR: 2016 An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.14 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator |
| Publication Details: |
Published Paper ID: IJRTI2308087
Registration ID:187950
Published In: Volume 8 Issue 8, August-2023
DOI (Digital Object Identifier): https://doi.org/10.5281/zenodo.8392844
Page No: 539 - 548 Country: Ernakulam, Kerala, India Research Area: Science & Technology Publisher : IJ Publication Published Paper URL : https://www.ijrti.org/viewpaperforall?paper=IJRTI2308087 Published Paper PDF: https://www.ijrti.org/papers/IJRTI2308087 |
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ISSN: 2456-3315
Impact Factor: 8.14 and ISSN APPROVED,
Journal Starting Year (ESTD) : 2016
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