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ISSN Approved Journal No: 2456-3315 | Impact factor: 8.14 | ESTD Year: 2016
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| Paper Title: | A STUDY ON PERFORMANCE APPRAISAL OF SELECTED CO-OPERATIVE BANKS IN RAJASTHAN |
| Authors Name: | Balram Chopra |
| Download E-Certificate: | Download |
| Author Reg. ID: |
IJRTI_184469
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| Published Paper Id: | IJRTI2207306 |
| Published In: | Volume 7 Issue 7, July-2022 |
| DOI: | |
| Abstract: | Co-operative banks are small-sized units organized in the co-operative sector which operate both in urban and non-urban regions. These banks are traditionally centered on communities, localities and workplace groups and they essentially lend to small borrowers and businesses.The Co-operative Banking System in India is characterized by a relatively comprehensive network to the grass root level. This sector mainly focuses on the local population and micro- banking among middle- and low-income strata of the society. These banks operate mainly for the benefit of rural areas, particularly the agricultural sector. For the current study 5 co-operative Banks i.e., The Barmer Central Co-Operative Bank Ltd., Barmer, Chittorgarh Central Co-Operative Bank Ltd. Chittorgarh, The Jaipur Central Co-Operative Bank Ltd. Jaipur, Hanumangarh Kendriya Sahakari Bank Ltd. Hanumangarh and The Jodhpur Central Co-Operative Bank Ltd. Jodhpur was selected. The variables under study were the Growth in Number, Branches and district covered, Growth in capital fund, Growth in deposits and borrowings, Growth in liquidity and Growth in Investments and loans for five years from 2014 to 2020. The data analysis revealed that the capital of cooperative banks needs to be adjusted, both deposit and borrowings, have not increased up to the level required by any bank operating in the state, similarly the liquidity growth is not satisfactory. Further there is a continuous growth in the total investment and loans and advances of Indian cooperative banks although the percentage of variability is very less which means that there is a need for improving total investment with loans and advances. |
| Keywords: | Co-operative Bank, Capital Fund, Deposits and Borrowings, Liquidity |
| Cite Article: | "A STUDY ON PERFORMANCE APPRAISAL OF SELECTED CO-OPERATIVE BANKS IN RAJASTHAN", International Journal of Science & Engineering Development Research (www.ijrti.org), ISSN:2455-2631, Vol.7, Issue 7, page no.1773 - 1780, July-2022, Available :http://www.ijrti.org/papers/IJRTI2207306.pdf |
| Downloads: | 000204878 |
| ISSN: |
2456-3315 | IMPACT FACTOR: 8.14 Calculated By Google Scholar| ESTD YEAR: 2016 An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.14 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator |
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Published Paper ID: IJRTI2207306
Registration ID:184469
Published In: Volume 7 Issue 7, July-2022
DOI (Digital Object Identifier):
Page No: 1773 - 1780 Country: JAIPUR, RAJASTHAN, India Research Area: Commerce Publisher : IJ Publication Published Paper URL : https://www.ijrti.org/viewpaperforall?paper=IJRTI2207306 Published Paper PDF: https://www.ijrti.org/papers/IJRTI2207306 |
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ISSN: 2456-3315
Impact Factor: 8.14 and ISSN APPROVED,
Journal Starting Year (ESTD) : 2016
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