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The study attempted to study the impact of amalgamation of banks particularly Regional Rural banks at financial level. The study is centric to arithmetical approach of amalgamation. It emphasized upon the real impact over financial of the premerger entities and merged entity. Although Amalgamation is not simple numeric/ arithmetic outcome but figures are one of the major parameter to assess the result of amalgamation. Other issues are tough to examine and require the long gestation period to restore study of different human angles. Many mergers and amalgamations could not achieve synergy rather merged entity became a less productive and poorly efficient. Study will analyse the all important parameters of banking like Net Profit ,Profitability, capital and reserves ,Return on assets , NIM, CASA deposit and Non interest income etc to reach to the conclusion. Every policy implantation has greater challenge at merger stage than period of normal functioning and CEOs, regulators, top officials and customers have to put very challenging efforts.
Keywords:
Banking- Amalgamation
Cite Article:
"Synergy of Amalgamation and Mergers of RRBS with specific Case study of amalgamation of Two RRB of Uttar Pradesh (SUPGB & Prathma Bank)", International Journal for Research Trends and Innovation (www.ijrti.org), ISSN:2455-2631, Vol.7, Issue 8, page no.1517 - 1522, August-2022, Available :http://www.ijrti.org/papers/IJRTI2208244.pdf
Downloads:
000205294
ISSN:
2456-3315 | IMPACT FACTOR: 8.14 Calculated By Google Scholar| ESTD YEAR: 2016
An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.14 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator