 |
International Journal for Research Trends and Innovation
International Peer Reviewed & Refereed Journals, Open Access Journal
ISSN Approved Journal No: 2456-3315 | Impact factor: 8.14 | ESTD Year: 2016
Scholarly open access journals, Peer-reviewed, and Refereed Journals, Impact factor 8.14 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool) , Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(DOI)
|
Issue: March 2026
Volume 11 | Issue 3
Review Result and Publication of Paper within : 2-3 days
Click Here For more DetailsFor Authors
Forms / Download
Published Issue Details
Editorial Board
Other IMP Links
Facts & Figure
Impact Factor : 8.14
Issue per Year : 12
Volume Published : 11
Issue Published : 118
Article Submitted : 21686
Article Published : 8549
Total Authors : 22487
Total Reviewer : 811
Total Countries : 159
Indexing Partner
Licence
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License
|
Published Paper Details
|
|
| Paper Title: | AI-Driven Personal Financial Planning and Financial |
| Authors Name: | Aditya Upendra Dhandarphale , Ankit Ravindra Kamble |
| Download E-Certificate: | Download |
| Author Reg. ID: |
IJRTI_203939
|
| Published Paper Id: | IJRTI2505219 |
| Published In: | Volume 10 Issue 5, May-2025 |
| DOI: | |
| Abstract: | This study explores the awareness, adoption, and effectiveness of AI-driven personal financial planning tools among working professionals in India, aged 25–45. It examines user perceptions, trust levels, and challenges such as data privacy, cybersecurity, and the lack of human interaction. The research highlights the underutilization of AI tools for long-term financial goals like retirement planning and emphasizes the need for regulatory transparency and ethical frameworks to enhance user confidence. Findings reveal that while AI tools are widely adopted for short-term financial management, trust remains a significant barrier. Recommendations include improving tool accuracy, integrating human support, and increasing awareness of long-term planning features. |
| Keywords: | AI-driven financial tools, personal financial planning, financial literacy, robo-advisors, data privacy, retirement planning, regulatory transparency. |
| Cite Article: | "AI-Driven Personal Financial Planning and Financial", International Journal for Research Trends and Innovation (www.ijrti.org), ISSN:2455-2631, Vol.10, Issue 5, page no.c198-c201, May-2025, Available :http://www.ijrti.org/papers/IJRTI2505219.pdf |
| Downloads: | 000440 |
| ISSN: |
2456-3315 | IMPACT FACTOR: 8.14 Calculated By Google Scholar| ESTD YEAR: 2016 An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.14 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator |
| Publication Details: |
Published Paper ID: IJRTI2505219
Registration ID:203939
Published In: Volume 10 Issue 5, May-2025
DOI (Digital Object Identifier):
Page No: c198-c201 Country: Ch. Sambhaji Nagar, Maharashtra, India Research Area: Management Publisher : IJ Publication Published Paper URL : https://www.ijrti.org/viewpaperforall?paper=IJRTI2505219 Published Paper PDF: https://www.ijrti.org/papers/IJRTI2505219 |
| Share Article: | |
|
Click Here to Download This Article |
|
| Article Preview | |
|
|
|
Major Indexing from www.ijrti.org
| Google Scholar | ResearcherID Thomson Reuters | Mendeley : reference manager | Academia.edu |
| arXiv.org : cornell university library | Research Gate | CiteSeerX | DOAJ : Directory of Open Access Journals |
| DRJI | Index Copernicus International | Scribd | DocStoc |
ISSN Details
 |
 |
|
ISSN: 2456-3315
Impact Factor: 8.14 and ISSN APPROVED,
Journal Starting Year (ESTD) : 2016
DOI (A digital object identifier)
| Providing A digital object identifier by DOI.ONE How to Get DOI? |
Conference
Open Access License Policy
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License
Important Details
Join RMS/Earn 300
WhatsApp
Click Here
Click Here
Indexing Partner |
|||
| Copyright © 2026 - All Rights Reserved - IJRTI | |||