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International Journal for Research Trends and Innovation
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ISSN Approved Journal No: 2456-3315 | Impact factor: 8.14 | ESTD Year: 2016
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| Paper Title: | A STUDY ON FINANCIAL LITERACY – IT’s ROLE AND IMPACT ON FINANCIAL INCLUSION INTEGRATED WITH GROUNDED THEORY, LSA ANALYSIS and SEM ANALYSIS |
| Authors Name: | Dr.Srinivas R , Archana S , Bhavyashree M , Asmeena |
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IJRTI_205363
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| Published Paper Id: | IJRTI2507086 |
| Published In: | Volume 10 Issue 7, July-2025 |
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| Abstract: | Financial literacy plays a important role leading to the Financial Inclusion. Specifically for the underprivileged Communities Financial literacy and financial inclusion acts as an agent for socio-economic progress. Hence in this study, there is a usage of mixed-methods research design involving grounded theory, latent semantic analysis (LSA), and structural equation modelling (SEM) to identify the relationship between financial literacy and financial inclusion in different means of sectors like rural India, micro, small, and medium enterprises (MSMEs), and gender relations. The grounded theory helps to identify the data which is grounded around and depicts an interdependent process among financial literacy and financial inclusion. Whereas LSA uses the important aspects of the grounded theory, highlighting the most repeated key elements between financial literacy and financial inclusion. SEM captures relations, supporting that financial literacy positively affects financial inclusion. The research focuses the significance of specialized, gender-based financial education programs combined with accessible financial facilities and institutions to drive a self-sustaining financial empowerment loop. The Investment needs to be done by all the policymakers on both demand and supply end of financial literacy and financial inclusion, e.g., marginalized groups. In the study on understanding the complicative links between financial literacy and financial inclusion, this study offers an extensive bridging which leads to inclusive economic growth and social well-being based valuable lessons. |
| Keywords: | Financial Inclusion, Financial Literacy, Grounded Theory, LSA Analysis, SEM Analysis |
| Cite Article: | "A STUDY ON FINANCIAL LITERACY – IT’s ROLE AND IMPACT ON FINANCIAL INCLUSION INTEGRATED WITH GROUNDED THEORY, LSA ANALYSIS and SEM ANALYSIS", International Journal for Research Trends and Innovation (www.ijrti.org), ISSN:2455-2631, Vol.10, Issue 7, page no.a787-a794, July-2025, Available :http://www.ijrti.org/papers/IJRTI2507086.pdf |
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2456-3315 | IMPACT FACTOR: 8.14 Calculated By Google Scholar| ESTD YEAR: 2016 An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.14 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator |
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Published Paper ID: IJRTI2507086
Registration ID:205363
Published In: Volume 10 Issue 7, July-2025
DOI (Digital Object Identifier):
Page No: a787-a794 Country: Bengaluru, Karnataka, India Research Area: Commerce Publisher : IJ Publication Published Paper URL : https://www.ijrti.org/viewpaperforall?paper=IJRTI2507086 Published Paper PDF: https://www.ijrti.org/papers/IJRTI2507086 |
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ISSN: 2456-3315
Impact Factor: 8.14 and ISSN APPROVED,
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