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ISSN Approved Journal No: 2456-3315 | Impact factor: 8.14 | ESTD Year: 2016
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Impact Factor : 8.14

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Paper Title: Financial Risk Tolerance and Risk-Taking Behaviour Among Scheduled Tribe Investors: Examining the Impact of Demographics as Distinguishing and Categorizing Elements of Arunachal Pradesh
Authors Name: Myger Babla , Dr. Sankar Thappa
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IJRTI_205811
Published Paper Id: IJRTI2508093
Published In: Volume 10 Issue 8, August-2025
DOI: https://doi.org/10.56975/ijrti.v10i8.205811
Abstract: Individuals' financial risk tolerance and the manner in which they behave are key variables that influence the decisions that they make regarding their financial investments. These aspects are essential components of both financial planning and counseling which are utmost importance to determining the primary elements on which risk tolerance is based. The goal of this research is to cognizance that which the demographic features and level of financial knowledge of scheduled tribes investors influence their level of personal financial risk tolerance. Through the use of statistical analysis with SPSS and hypothesis testing, an investigation was conducted on their risk tolerance and financial behavior regarding their investments related to their investments. The data for the study came from a structured questionnaire that was filled out by 180 individuals from Papumpare district. Additionally, the study included techniques of convenience sampling. The findings of the empirical study indicate that demographic characteristics (such as age, gender, marital status, income levels, and occupation) and financial risk tolerance are significant predictors of financial risk tolerance and one's propensity to engage in risk-taking behavior. To put it another way, a variety of educational activities are likely to improve people's financial behavior, which is likely to lead to an increase in demand for financial products that have various risk profiles and, eventually, to promote the expansion of the financial industry.
Keywords: Risk tolerance, financial behaviour, demographic, financial literacy, scheduled tribes.
Cite Article: "Financial Risk Tolerance and Risk-Taking Behaviour Among Scheduled Tribe Investors: Examining the Impact of Demographics as Distinguishing and Categorizing Elements of Arunachal Pradesh", International Journal of Science & Engineering Development Research (www.ijrti.org), ISSN:2455-2631, Vol.10, Issue 8, page no.a761-a764, August-2025, Available :http://www.ijrti.org/papers/IJRTI2508093.pdf
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ISSN: 2456-3315 | IMPACT FACTOR: 8.14 Calculated By Google Scholar| ESTD YEAR: 2016
An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.14 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator
Publication Details: Published Paper ID: IJRTI2508093
Registration ID:205811
Published In: Volume 10 Issue 8, August-2025
DOI (Digital Object Identifier): https://doi.org/10.56975/ijrti.v10i8.205811
Page No: a761-a764
Country: -, -, India
Research Area: Engineering
Publisher : IJ Publication
Published Paper URL : https://www.ijrti.org/viewpaperforall?paper=IJRTI2508093
Published Paper PDF: https://www.ijrti.org/papers/IJRTI2508093
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ISSN: 2456-3315
Impact Factor: 8.14 and ISSN APPROVED, Journal Starting Year (ESTD) : 2016

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