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International Journal for Research Trends and Innovation
International Peer Reviewed & Refereed Journals, Open Access Journal
ISSN Approved Journal No: 2456-3315 | Impact factor: 8.14 | ESTD Year: 2016
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Issue: April 2026
Volume 11 | Issue 4
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Impact Factor : 8.14
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| Paper Title: | Financial Inclusion Among PVTGs. A Study |
| Authors Name: | Amren Dang, J.A.S |
| Download E-Certificate: | Download |
| Author Reg. ID: |
IJRTI_209853
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| Published Paper Id: | IJRTI2602082 |
| Published In: | Volume 11 Issue 2, February-2026 |
| DOI: | |
| Abstract: | Particularly vulnerable tribal groups (PVTG) were popularly known as Primitive tribal group (PTG) in early times after independence. Later in 2006, it was renamed into Particularly vulnerable tribal groups (PVTG) by Government of India. Particularly Vulnerable Tribal Groups (PVTGs) are a sub-classification from the broader class called scheduled tribes. Among 705 aboriginal tribes only 75 tribes are identified as PVTGs who are primitives among the primitives, backward among the backward, most neglected, and disadvantaged groups. High concentrations of PVTGs are found in Odisha (13) followed by 12 in Andhra Pradesh and 09 in Bihar including Jharkhand. They are more vulnerable to westernization and modernization because of globalization, industrialization, usage of cash money system, shrinking forests and lesser rights on their forest habitats. They are usually socially, educationally and economically under-developed when compared to other tribes. This study explores the financial challenges faced by PVTGs, with a specific focus on their access to credit and its impact on their economic conditions. The study identifies the need for more inclusive financial products that address their specific needs. Financial inclusion implies providing the access to finance for the people at the bottom of the pyramid. The financial inclusion of the rural people remains the challenge because the poor people, especially the tribal people, do not have knowledge and are financially illiterate. They cannot also bank and require specialised support to access financial capabilities. The marginalised people do not have access to finance, and the social collateral or the social capital enables the marginalised members to get access to finance. |
| Keywords: | PVTGs; Financial Inclusion; Credit Access; Economic condition |
| Cite Article: | "Financial Inclusion Among PVTGs. A Study", International Journal for Research Trends and Innovation (www.ijrti.org), ISSN:2456-3315, Vol.11, Issue 2, page no.a609-a614, February-2026, Available :http://www.ijrti.org/papers/IJRTI2602082.pdf |
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| ISSN: |
2456-3315 | IMPACT FACTOR: 8.14 Calculated By Google Scholar| ESTD YEAR: 2016 An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.14 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator |
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Published Paper ID: IJRTI2602082
Registration ID:209853
Published In: Volume 11 Issue 2, February-2026
DOI (Digital Object Identifier):
Page No: a609-a614 Country: Giridih, Jharkhand, India Research Area: Management Publisher : IJ Publication Published Paper URL : https://www.ijrti.org/viewpaperforall?paper=IJRTI2602082 Published Paper PDF: https://www.ijrti.org/papers/IJRTI2602082 |
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ISSN: 2456-3315
Impact Factor: 8.14 and ISSN APPROVED,
Journal Starting Year (ESTD) : 2016
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