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The rapid advancement of digital technologies has transformed service delivery in the banking sector, with chatbot applications increasingly supporting customer interaction and automated assistance. This study investigates user satisfaction and service continuance intention toward chatbot services of commercial banks in Chennai. A quantitative research design was adopted, and data were collected from 150 chatbot users through a structured questionnaire measuring User Interface, Convenience, Usefulness, Reliability, overall satisfaction, and continuance intention. Descriptive statistics, multiple regression, and correlation analyses were employed for data interpretation.
The findings reveal a moderate level of user satisfaction, with Convenience and User Interface emerging as the most influential dimensions, while Reliability recorded the lowest score. Regression results indicate that Usefulness is the strongest predictor of service continuance intention, followed by Convenience and User Interface. Correlation analysis confirms a strong positive relationship between user satisfaction and continuance intention. The study highlights the need to enhance chatbot functionality and reliability to strengthen sustained engagement. The results provide practical insights for commercial banks to improve customer-centric digital service strategies.
"User Satisfaction and Service Continuance Intention towards the Chatbot Services of Commercial Banks in Chennai", International Journal for Research Trends and Innovation (www.ijrti.org), ISSN:2456-3315, Vol.11, Issue 3, page no.a754-a766, March-2026, Available :http://www.ijrti.org/papers/IJRTI2603094.pdf
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2456-3315 | IMPACT FACTOR: 8.14 Calculated By Google Scholar| ESTD YEAR: 2016
An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.14 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator