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ISSN Approved Journal No: 2456-3315 | Impact factor: 8.14 | ESTD Year: 2016
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| Paper Title: | Financial Inclusion - A Stepping Stone to Digital economy |
| Authors Name: | M.Geetha Bai |
| Download E-Certificate: | Download |
| Author Reg. ID: |
IJRTI_182627
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| Published Paper Id: | IJRTI2005021 |
| Published In: | Volume 5 Issue 5, May-2020 |
| DOI: | |
| Abstract: | Financial Inclusion aims at providing essential financial services to all, especially to the under privileged. The aim of Financial Inclusion is to enable access to a range of financial services including savings, credit, insurance, remittance and other banking and payment services to all 'bankable' households and organisations at a reasonable cost. The availability of good financial services in rural areas is extremely important for the growth of the economy while offering the benefits of money circulation to the participants. In bringing the poor under the ambit of inclusive finance, the Government of India and the Reserve Bank have initiated several measures, as even after so many years of independence, a large population of India still remains unbanked. The primary reason being that majority of population living in rural areas are not literate enough to understand the advantages of financial services and depend on cash to meet majority of their financial needs.There is a dire need to improve the financial literacy among the rural and semi-urban inhabitants. Several initiatives have been taken up by the Governmentto enable Financial Inclusion. The move of demonetisation taken up the Government on November 8th 2016 has made Financial Inclusion a necessity to bring about a transformation of the Indian economy to a digital economy, though a lot needs to be done for a successful transformation. The major drivers of this change are going to be financial literacy, the technology, cyber security, telecom industry among others. The present paper discusses the various initiatives taken by Government for Financial Inclusion, the impact of demonetisation on Financial Inclusion and the role played by Financial Inclusion in transformation to a digital economy. |
| Keywords: | Financial Inclusion, Digital Economy, Demonetisation, Cashless Economy |
| Cite Article: | "Financial Inclusion - A Stepping Stone to Digital economy", International Journal of Science & Engineering Development Research (www.ijrti.org), ISSN:2455-2631, Vol.5, Issue 5, page no.126 - 130, May-2020, Available :http://www.ijrti.org/papers/IJRTI2005021.pdf |
| Downloads: | 000204835 |
| ISSN: |
2456-3315 | IMPACT FACTOR: 8.14 Calculated By Google Scholar| ESTD YEAR: 2016 An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.14 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator |
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Published Paper ID: IJRTI2005021
Registration ID:182627
Published In: Volume 5 Issue 5, May-2020
DOI (Digital Object Identifier):
Page No: 126 - 130 Country: -, -, - Research Area: Engineering Publisher : IJ Publication Published Paper URL : https://www.ijrti.org/viewpaperforall?paper=IJRTI2005021 Published Paper PDF: https://www.ijrti.org/papers/IJRTI2005021 |
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ISSN: 2456-3315
Impact Factor: 8.14 and ISSN APPROVED,
Journal Starting Year (ESTD) : 2016
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