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This paper examines corporate governance practices and financial performance of selected banks in India through a comparative study of public sector banks, private sector banks, Regional Rural Banks and foreign banks operating in India. The study is based on secondary data drawn mainly from annual reports, governance disclosures, regulatory publications and relevant academic literature. It adopts a descriptive, comparative and analytical design to examine board structure, board committees, governance disclosure, audit and risk oversight, transparency practices and selected financial performance indicators such as profitability, asset quality, capital adequacy and operating strength. The study finds that governance in banking is not merely a compliance requirement but an economic and institutional mechanism connected with risk management, credibility, stakeholder confidence and performance sustainability. Private sector banks generally show stronger integration of governance with market-facing disclosure and performance discipline, while public sector banks show formal and layered governance structures with improving financial strength. Regional Rural Banks reflect development-oriented and sponsor-linked governance, whereas foreign banks display compliance-led and globally influenced governance systems. The paper concludes that the governance-performance relationship is enabling and probabilistic rather than automatic, and that governance reforms should be tailored to the institutional character of each bank category.
Keywords:
Corporate governance, bank performance, public sector banks, private sector banks, Regional Rural Banks, foreign banks, India, governance disclosure.
Cite Article:
"Corporate Governance Practices and Financial Performance of Banks in India", International Journal for Research Trends and Innovation (www.ijrti.org), ISSN:2456-3315, Vol.11, Issue 4, page no.a164-a218, April-2026, Available :http://www.ijrti.org/papers/IJRTITH06008.pdf
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ISSN:
2456-3315 | IMPACT FACTOR: 8.14 Calculated By Google Scholar| ESTD YEAR: 2016
An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.14 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator